Costs of various payment plaftorms ---------------------------------------- As of Dec, 2011. Visa rates go down for reliable or "small ticket" vendors; eg 1.65% + $0.04 per swipe. See http://usa.visa.com/download/merchants/Interchange_Rate_Sheets.pdf - Visa Standard Credit Fee: 2.70% + $0.10 per swipe - Visa Standard Debit Fee: 1.90% + $0.25 per swipe - Visa Utility Payment (Credit or Debit): $0.75 - PayPay transfer, credit or debit (p2p): 2.9% + $0.30 - PayPay transfer, bank (p2p): Free - PayPal merchant (eg, ebay): 2.9% + $0.30 - PayPal discounted merchant: 2.2% - Stripe: 2.9% + $0.30 - Dwolla under $10: free - Dwolla over $10: $0.25 - Square credit cards: 2.75%